Financial Milestone Mastery Program
An eight-month intensive learning journey designed to build comprehensive financial planning expertise through progressive skill development and hands-on experience with real-world scenarios.
Three-Stage Learning Architecture
Our program follows a carefully structured progression that moves you from foundational concepts through advanced strategic planning. Each stage builds on previous learning while introducing increasingly sophisticated financial planning techniques.
Foundation Phase
Master fundamental financial analysis, budgeting frameworks, and basic investment principles. You'll work with cash flow modeling, debt management strategies, and emergency fund calculations. This phase includes practical exercises using real Canadian tax scenarios and retirement savings vehicles like RRSPs and TFSAs.
Strategic Development
Advance to complex financial goal setting, portfolio diversification theories, and risk assessment methodologies. Students analyze case studies involving major life transitions, property purchases, and education funding. We explore advanced tax optimization strategies and multi-generational wealth planning concepts.
Implementation Mastery
Apply comprehensive planning skills to create detailed financial roadmaps for complex situations. This capstone phase involves developing complete financial plans, presenting recommendations, and adapting strategies based on changing economic conditions. Students complete a portfolio project demonstrating mastery of all program competencies.
Module Breakdown & Learning Objectives
Each module combines theoretical knowledge with practical application, ensuring you develop both understanding and implementation skills that translate directly to real-world financial planning scenarios.
Core Financial Analysis
12 weeks- Construct comprehensive personal financial statements and cash flow projections
- Evaluate debt-to-income ratios and develop personalized debt reduction strategies
- Calculate compound interest scenarios for various savings and investment timelines
- Assess insurance needs using income replacement and expense coverage methodologies
- Create emergency fund targets based on individual risk profiles and job market conditions
Investment Strategy & Portfolio Design
14 weeks- Analyze asset allocation models for different life stages and risk tolerances
- Compare investment vehicles including mutual funds, ETFs, individual stocks, and bonds
- Develop tax-efficient investment strategies using registered and non-registered accounts
- Create rebalancing schedules and evaluate performance against appropriate benchmarks
- Design investment policies that align with specific financial milestones and time horizons
Advanced Planning & Implementation
16 weeks- Construct retirement planning models incorporating CPP, OAS, and private savings
- Develop education funding strategies using RESPs and alternative savings approaches
- Create estate planning frameworks including basic will and power of attorney considerations
- Design comprehensive financial plans that adapt to changing life circumstances
- Present financial recommendations with clear rationale and implementation timelines